Transformation of social insurance system of the population in the Federal Republic of Germany under the influence of the challenges of the 21st century
Abstract
The article presents the results of the analysis of changes in the insurance system of the German population in the 21st century, which occurred under the influence of globalisation processes, increased flows, demographic changes and economic crises. The current situation in German society shows that the sphere of risk requires an expected norm of regulation, which is observed as one of the main tasks. It has been established that in the modern mandatory accounting in Germany, the necessary prevention of loss of income due to illnesses, accidents and disability, old age and calculation, the correct principle of delegating the composition of tasks by the executive body and the principles of solidarity of plant resources, in which part of the production of the working part of the population. It is certain that in the frequently encountered situation of the development of Germany, under the threat of new challenges, there is a refusal to function on the suddenly emerging features of the welfare state. It has been established that for more than a hundred years the financing of the social security system in Germany was carried out at the expense of insurance contributions from the possibilities of the population and employers. However, in connection with the COVID-19 pandemic, which has attracted close attention, primarily affecting the employment and insurance of the unemployed, the question arises of checking the system of financing the social security system. All of the above indicated the stress of the beginning of the processes of destruction of the previously functioning ones. It is concluded that conducted in the 21st century. In particular, the reforms in Germany touched upon the exclusive area of social security, the most important problems and problems associated with the insurance system – the labour market and the pension system.
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